Our use of cookies
At AP Pension, we want to offer you a functional modern website with relevant content that will help you find the infomation you are looking for. To that end, this website uses cookies, small text files that collect information about you and how you use the website.
When you enter the website for the first time, you will encounter a cookie consent, where you can find out which types of cookies we use and you have the option of choosing which types of cookies you want to accept. You cannot opt out of essential cookies, as they are essential for the website to work. However, you have the option of opting out of all other types of cookies. It is also possible to delete the cookies stored on your device.
What is a cookie?
AP Pension uses cookies to a certain extent. A cookie is a small text file placed on your computer when you visit appension.dk. It is passive and cannot spread computer viruses or other harmful programs.
Cookies enable information from your visit to the website to be saved and stored until the next time you visit the website from the same device.
Our statistics system collects information via cookies. It tells us how our users move around the website. For example, we collect information about how many visitors we have and which pages are most viewed. We use the information to improve the user experience.
We also use cookies for some of our services, e.g., to log on to personal pages. In some places, you also have the option to save your preferred way of viewing a page so that it is remembered for the next time you use it.
Cookies do not record who you are (e.g., your name and address). However, cookies can provide information about which websites you have visited on your device, such as your computer or tablet. We may combine this with the other information we have about you.
Cookies have slightly different lifespans. Some will remain on your computer after you close the browser, others will expire after a set period of time, such as a month, while others will disappear when the browser is closed. You can read more about when each cookie type expires below.
Can I avoid the use of cookies on the website?
Regardless of which browser you use, you can set your browser to not store cookies. For some browsers, you can also set it to only applythe rule to certain websites.
When may AP Pension use cookies?
We may use cookies necessary for the website to function without obtaining consent. When you visit the website for the first time, you will encounter a cookie banner where you are made aware of the website's cookies uses and the options for accepting or opting out of different types of cookies. If you do not wish to accept cookies, your choice will be saved via one of the necessary cookies, which you cannot opt out of.
How can I reject or delete cookies?
Browser:
You can choose to only accept necessary cookies and thus opt out of other types of cookies by selecting "Ok for necessary" in the cookie banner. Then, only cookies that remember your cookie choices and those necessary for the website to function will be used. You can always go to the cookie banner here and change your choice.
You can change your consent to cookies by deleting all cookies in your browser. The way of deleting cookies differs from browser to browser. At http://minecookies.org/cookiehandtering you can read more about cookies and find instructions on how to delete your cookies on different browsers.
If you have deleted cookies and return to our website, you will encounter the cookie banner again and you will find that necessary cookies, which you cannot refuse, are active. You will again have the opportunity to decide whether you would like to accept the other types of cookies.
If you want to avoid cookies completely, you can disable them in your browser. However, please note that you will not be able to log into the AP Pension/Skandia/nærpension digital solutions in that case. You will not be able to use functions on the website that require cookies, and you may thus find that the website does not work.
Apps:
When you download one of our apps, you have the option to refuse cookies by refusing the use of data collection when you install the app.
If you need to change your data collection consent in an app, you will need to uninstall the app and reinstall it with your new consent choice.
Third-party cookies on the website:
Some of the marketing cookies activated on your device when you visit our website and consent to marketing cookies are owned by third parties. The third parties help us deliver relevant marketing messages when you visit their websites. The third parties may use the information their cookies collect about you for purposes other than those decided by us, and if you accept such marketing cookies or services, you are also agreeing that the third party’s cookie policies and personal data processing policies will apply. Examples of third parties we work with are Google and LinkedIn. You can read more about how each third party uses your information (cookie policy) in the "Google" and "LinkedIn" sections below. Our joint data responsibility includes that we remain responsible for the third party’s use of your information that is processed on our behalf. You can see how the third party distinguishes between our joint responsibilities and their own responsibilities on the third party’s website, as described below.
We use retargeting cookies (so-called pixels) from LinkedIn, which are used for statistical analysis and profiling for direct marketing purposes.
Cookies in this area are marketing cookies. When we or you use services from LinkedIn, LinkedIn’s cookie policy applies. You can read more about it here:
Google’s conversion tracking provides us with information on whether the traffic we receive from Google’s search engine is having the desired effect. Cookies in this area are marketing cookies.
We use cookies from YouTube to optimize video viewing on appension.dk. These cookies monitor the user’s bandwidth so that a video can be displayed in the best possible quality. Cookies also keep statistics of which videos the user has seen. In addition, the user’s preferences are saved when playing an embedded YouTube video on appension.dk. YouTube is a service from Google
When we or you use services from Google, Google’s cookie policies apply. You can read more about them here:
AdForm
We use marketing cookies from Adform to track visitors across different websites. The intention is to show advertisements that are relevant and engaging for individual users. You can read about Adform’s cookie policy here:
Handling of personal data
When we use cookies, we may process personal data. You can read about how we process personal data in our personal data policy, which you can find here.